Financial Planning

What is financial planning?

Financial Planning consists of 6 main components :

  1. Wealth Creation
  2. Wealth Protection
  3. Wealth Accumulation
  4. Wealth Preservation
  5. Wealth Purification
  6. Wealth Distribution

Why do I need to plan my finances?

Do I need a financial planner?

Things you need to know :

  • Your skills in money management
  • Unbiased information to make informed financial decision
  • Financial Products to suit your needs

Who is the real financial planner?

Real Financial Planner is called Licensed Financial Planner 

They are being regulated by Security Comission to advice on financial planning matters.

However, this title has been abused and many people claimed to be financial planners although they do not posess the required qualification & license to practice.

Any person who contravenes these sections commits an offence and shall, on conviction, be liable to imprisonment for a term not exceeding eight years or to a fine not exceeding twenty-five million ringgit or to both.

How to check their credibility and licenses?

How to engage a Licensed Financial Planner?

Is Licensed Financial Planner a qualified financial planner?

A Licensed Financial Planner is definitely a  Qualified Financial Planner.

While Qualified Financial Planner is NOT necessary a Licensed Financial Planner.

Licensed is by 2 regulatory body 

  • Security Comission = CMSRL ( to advice on investmentrelated matters )
  • Bank Negara Malaysia = FAR,IFAR ( to advice on insurance & takaful related matters )

Qualifications by Education Providers

  • FPAM : CFP ( Certified Financial Planner )
  • IBFIM : IFP  ( Islamic Financial Planner )
  • MFPC : RFP & ShRFP ( Registered Financial Planner )

What is the difference between Licensed Financial Planner and agents?

Financial Planner works by giving you PERSONALISED financial advice & MAY  recommend financial product that suits your needs.

Financial Planner is an independent advisor, non product pusher and able to recommend various types of financial products from MULTIPLE COMPANIES to give the BEST SOLUTION for their clients.

How to work with Inaz Hashim?

I am a Financial Planning specialist. Thus, I work exactly like a doctor.

As a fee based- financial specialists, I have developed  my Financial Physician System to enable my clients to understand the whole journey that I am going to take them with me to achieve their financial goals through strategized, effective way of financial planning approach.

Lets go through the journey together with the guide of Financial Planning Professionals through Customised, Tailor Made  Financial Road Map for you.

Everyone is Unique and it is Essential that you have your own Financial Plan that suits your needs so that you can Enjoy your life to the fullest without having had to worry about your Finances anymore.

Financial Planning is powerful tool of achieving maximum happiness with optimum money spent.

“ If you Fail to Plan, You plan to Fail “